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Video KYC (VKYC)

Video KYC (VKYC) upgrades your account from MinKYC to Full KYC. Completing VKYC increases your wallet limit in accordance with RBI guidelines and enables features such as ATM withdrawals.

Prerequisite

You must successfully complete MinKYC before proceeding with Video KYC (VKYC).

DigiLocker Required

Video KYC (VKYC) requires DigiLocker for identity verification. If you do not have a DigiLocker account, please create one and ensure it is linked with your Aadhaar before starting the VKYC process.

Why Complete VKYC?

VKYC helps verify your identity through a secure video verification process. Once approved, your account is upgraded to Full KYC, allowing you to enjoy higher wallet limits.

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Full KYC Status

Upgrade your account from MinKYC to Full KYC.

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Higher Wallet Limit

Increase your wallet limit from ₹10,000 to ₹2,00,000.

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RBI Compliant

Complete the identity verification required for Full KYC.

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ATM Access

Enable ATM withdrawals by completing Full KYC (VKYC).

Before You Begin

Before starting VKYC, ensure you have the following:

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Identity Documents

Keep your original PAN card and any other required documents ready.

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DigiLocker Account

Ensure you have an active DigiLocker account linked to your Aadhaar before starting VKYC.

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Mobile Device

Use a smartphone with a working camera and microphone.

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Stable Internet

Ensure you have a reliable internet connection throughout the verification.

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Well-Lit Environment

Complete the verification in a bright environment where your face is clearly visible.

How to Complete VKYC
1
Open KYC StatusOpen the PerksPe mobile app, navigate to your Profile, and select the KYC Status section.
2
Start Video KYCSelect Video KYC (VKYC) to begin the verification process.
3
Complete VerificationYou will be guided through a live video verification session. Follow the on-screen instructions and provide the requested information or documents.
4
Verification CompleteOnce your VKYC is successfully verified, your account will be upgraded to Full KYC and your wallet limit will be increased.
Tips for a Successful Verification
  • Keep your original PAN card readily available if requested during verification.
  • Ensure your camera and microphone permissions are enabled.
  • Complete the verification in a well-lit environment.
  • Maintain a stable internet connection throughout the process.
  • Follow all instructions displayed during the verification session.